Cookie Policy
1. Introduction
This Cookie Policy explains how MoneySense Hub ("we", "us", and "our") uses cookies and similar technologies to recognize you when you visit our website. It explains what these technologies are and why we use them, as well as your rights to control our use of them.
This policy should be read alongside our Privacy Policy, which explains how we use your personal information.
By continuing to browse or use our website, you agree to our use of cookies and similar technologies as described in this policy. If you do not agree with our policies and practices, please do not use our website.
2. What Are Cookies?
Cookies are small data files that are placed on your computer or mobile device when you visit a website. They are widely used by website owners to make their websites work, or work more efficiently, as well as to provide reporting information.
Cookies set by the website owner (in this case, MoneySense Hub) are called "first-party cookies". Cookies set by parties other than the website owner are called "third-party cookies". Third-party cookies enable third-party features or functionality to be provided on or through the website.
Additionally, we may use other tracking technologies such as web beacons (also known as "tracking pixels" or "clear GIFs"), local storage, and device fingerprinting. These technologies work in a similar way to cookies and allow us to track your usage of our website and perform various functions.
3. Types of Cookies We Use
We use the following types of cookies and similar technologies:
3.1 Essential Cookies
These cookies are strictly necessary for the website to function properly. They enable core functionality such as security, network management, and account access. You may disable these by changing your browser settings, but this may affect how the website functions.
- Authentication and security
- Session management
- Load balancing
- User consent storage
- Core functionality enablement
3.2 Analytics and Performance Cookies
These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. They allow us to count visits and traffic sources, to measure and improve the performance of our site.
- Google Analytics
- Track user interaction
- Identify usability issues
- Measure effectiveness of content
- Understand traffic patterns
3.3 Functional Cookies
These cookies enable the website to provide enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages.
- Remember user preferences
- Language settings
- Location-based content
- User interface customization
- Accessibility options
3.4 Targeting/Advertising Cookies
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant advertisements on other sites.
- Track browsing habits
- Deliver targeted advertising
- Measure ad campaign effectiveness
- Limit ad frequency
- Affiliate marketing tracking
4. Specific Cookies We Use
The following table provides more detailed information about the specific cookies we use on our website:
| Cookie Name | Type | Provider | Purpose | Expiry |
|---|---|---|---|---|
| _ga | Analytics | Used to distinguish users | 2 years | |
| _gid | Analytics | Used to distinguish users | 24 hours | |
| sessionId | Essential | MoneySense Hub | Manages user sessions | Session |
| cookieConsent | Essential | MoneySense Hub | Stores cookie consent preferences | 1 year |
| ui_preferences | Functional | MoneySense Hub | Stores user interface preferences | 1 year |
| _fbp | Targeting | Used by Facebook to deliver advertisements | 3 months |
This list is not exhaustive and may be updated periodically as we improve our website and services.
5. How Can You Control Cookies?
5.1 Cookie Preferences
When you first visit our website, you will be presented with a cookie banner that allows you to accept or reject non-essential cookies. You can change your preferences at any time by clicking the "Cookie Settings" button at the bottom of this page.
5.2 Browser Settings
Most web browsers allow you to control cookies through their settings. You can typically find these settings in the "Options" or "Preferences" menu of your browser. To understand these settings, the following links may be helpful, or you can use the "Help" option in your browser for more details:
- Cookie settings in Chrome
- Cookie settings in Firefox
- Cookie settings in Edge
- Cookie settings in Safari
5.3 Opt-Out of Specific Third-Party Cookies
For cookies set by third-party providers, you can also opt out directly with these providers:
5.4 Global Privacy Control
We respect the Global Privacy Control (GPC) signal. If your browser or device transmits a GPC signal, we will automatically honor your preference and not use non-essential cookies.
Please note that if you reject or delete cookies, some parts of our website may not function properly. Essential cookies cannot be rejected as they are strictly necessary to provide you with services.
6. Cookie Lifespan
Cookies can remain on your device for varying periods of time:
- Session Cookies: These are temporary cookies that exist only during your browser session. They are deleted when you close your browser.
- Persistent Cookies: These remain on your device after you have closed your browser until they expire or are deleted. The duration varies depending on the specific cookie as detailed in the table above.
We regularly review our cookies and keep retention periods as short as possible, depending on the purpose of each cookie.
7. Cross-Border Data Transfers
Some of our third-party cookie providers may transfer and process your data outside your country of residence. We ensure that these transfers comply with applicable data protection laws by using approved data transfer mechanisms such as standard contractual clauses.
For more information about how we handle cross-border data transfers, please refer to our Privacy Policy.
8. "Do Not Track" Signals
Some browsers have a "Do Not Track" feature that lets you tell websites that you do not want to have your online activities tracked. At this time, we do not respond to browser "Do Not Track" signals, but we do honor Global Privacy Control signals as mentioned above.
You can still manage your cookie preferences through the methods described in section 5.
9. Changes to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes to the cookies we use or for other operational, legal, or regulatory reasons. Please therefore revisit this Cookie Policy regularly to stay informed about our use of cookies and related technologies.
When we post changes to this policy, we will revise the "Last updated" date at the bottom of this page.
10. Contact Us
If you have any questions about our use of cookies or other technologies, please contact us at:
Email: privacy@theglowcollective.com
Address: 572 Totius Road, Johannesburg, GP 1724
Phone: +2768 631 7082
Last updated: May 12, 2025